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    Is Ormond Beach, FL a Good Place to Live? (2026)

    February 4, 2026

    6 minutes

    Is Ormond Beach really the hidden gem of Florida living?

    Nestled on Florida's east coast, Ormond Beach offers a rare mix: affordable beachfront homes, low crime rates, and a peaceful vibe just minutes from Daytona. Whether you're looking to retire, relocate, or invest, this guide breaks down everything that makes Ormond Beach one of the smartest - and safest - coastal moves in 2025

    Neighborhoods in Ormond Beach, FL - Find Your Perfect Match

    One of the best parts of living in Ormond Beach, Florida is the variety of neighborhoods that offer something for everyone - whether you’re dreaming of oceanfront mornings, walkable streets, or peaceful gated communities.

    So… where’s the best place to live in Ormond Beach? It depends on your lifestyle.

    Here’s a quick overview of top-rated Ormond Beach neighborhoods - including price points, perks, and who they’re best suited for.

    Top Neighborhoods in Ormond Beach, Florida


    Neighborhood
    Median Home Price
    Best For
    Why It Stands Out
    Tomoka Estates
    ~$321,000
    Nature lovers, retirees
    Riverfront homes, quiet, surrounded by greenery
    Ormond-by-the-Sea
    ~$220,000
    Beach lovers, snowbirds
    Affordable beach living, ocean views, quiet coastal vibes
    Downtown Ormond Beach
    Varies
    Young professionals, artists
    Walkable, historic charm, top restaurants, nightlife
    Breakaway Trails$450,000+Families, professionalsGated, spacious homes, parks, safe and quiet environment

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    Neighborhood Highlights

    1. Tomoka Estates – Peaceful Nature-Filled Living

    Looking for privacy and river access? Tomoka Estates is tucked along the Tomoka River, offering wooded lots, wildlife, and a quiet pace of life. Great for retirees and families who love fishing, kayaking, or sipping coffee with a view.

    • Nature trails & boat launches nearby
    • Homes with large yards
    • Ideal for peaceful, laid-back living

    2. Ormond-by-the-Sea – Affordable Oceanfront Escape

    This area tops the list for buyers searching “Ormond-by-the-Sea homes for sale” or “Ormond Beach condos under $300K.” Why? It’s one of the last affordable beachfront communities in Florida.

    • Oceanfront condos and homes
    • Walkable to beach parks, shops, restaurants
    • Lower housing costs than Daytona

    While beachfront towns are pricey, Ormond-by-the-Sea remains affordable due to its quieter vibe, smaller population, and fewer resorts compared to Daytona or Miami.

    Looking for similar cities? Check out Vero Beach, FL or our list of top beach house locations for 2024.

    3. Downtown Ormond Beach -Walkable & Artsy

    If you’re thinking “what’s the most walkable neighborhood in Ormond Beach?” - it’s Downtown.

    • Art galleries, cafes, live music
    • Historic homes with character
    • Everything you need is within a short walk

    Young professionals love the mix of culture, convenience, and charm. Plus, it’s just minutes from the Granada Bridge, The Casements, and Tomoka State Park.

    4. Breakaway Trails – Upscale, Gated & Family-Friendly

    This gated community is often searched by buyers looking for homes with large yards, security, and private amenities.

    • Gated access, parks, and a clubhouse
    • Custom-built homes with 3–5 bedrooms
    • Close to top-rated schools in Ormond Beach

    Ideal for professionals and families who want peace without being far from Daytona or Palm Coast.

    Pro Tip: Where Should You Live in Ormond Beach?


    Your Lifestyle
    Best Area Recommendation
    Nature, boating, quiet life
    Tomoka Estates
    Beach life, oceanfront deals
    Ormond-by-the-Sea
    Walkable, urban charm
    Downtown Ormond Beach
    Upscale, gated, family-safeBreakaway Trails

    You can also explore nearby areas like Holly Hill, Palm Coast, and Daytona Beach if you want more options within driving distance of Ormond.

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    Cost of Living in Ormond Beach, Florida

    If you're wondering, "Is Ormond Beach affordable?" or "Why is Ormond Beach so cheap compared to other Florida cities?" - here's your answer:

    Ormond Beach, Florida offers a balanced cost of living - not as expensive as Miami or Tampa, but not as cheap as small inland towns. It's a budget-friendly beach town, especially for families, retirees, and remote workers.

    Let’s break it down across key categories:

    Cost of Living Breakdown (2025)


    Category
    Ormond Beach, FL
    National Average
    Notes
    Housing
    $293,343 avg home price$281,900Home prices are rising, but still cheaper than major cities
    Rent
    $1,130/mo (2BR apt)$1,322/moCheaper than Miami, Orlando, or Jacksonville
    Utilities
    ~$200/mo~$200/moIncludes water, trash, and electricity
    Groceries
    1% above national avg–Minimal difference in daily expenses
    Gasoline~$3.39/gal~$3.40/galComparable to national prices
    Healthcare2% below national avg–Local clinics + hospitals are affordable and accessible

    Why Is Ormond Beach So Cheap?

    Compared to other Florida beach towns, Ormond Beach is cheaper because it has fewer resorts, a lower population density, and a quieter tourism profile. This keeps housing prices and living costs more stable, even near the coast.

    Is Ormond Beach Expensive?

    Ormond Beach is more affordable than most coastal Florida cities. While home prices are slightly above the national average, utilities, groceries, and rent are reasonable. The overall cost of living in Ormond Beach is ideal for families, retirees, and remote workers seeking quality without overspending.

    Example Grocery Prices in Ormond Beach, FL

    • Bread: $4.00
    • Milk: $4.71
    • Eggs: $3.49
    • Rice (1 lb): $1.99
    • Chicken (1 lb): $3.99

    Is the Cost of Living Rising?

    Yes - especially housing prices in Ormond Beach. Real estate demand has surged in the last few years due to remote work and retirees moving from pricier cities. However, rent, utilities, and healthcare remain relatively stable.

    Tip: If you're planning to buy, consider locking in a fixed-rate mortgage now to avoid future rate hikes.

    Summary: Is Ormond Beach Affordable?


    Budget Type
    Verdict
    Buying a Home
    Slightly above average
    Renting
    Affordable
    Utilities & Bills
    Average
    Groceries & Gas
    Average
    HealthcareBelow average

    Ormond Beach is a great choice if you want the coastal Florida lifestyle without the coastal Florida price tag.

    Want to compare the cost to build instead of buy? Read:

    Cost to build a house in Florida

    Or explore top affordable places to live in Florida in 2024

    Quality of Life in Ormond Beach, Florida

    If you're thinking of moving to Ormond Beach, Florida, chances are you’ve wondered:

    • Is Ormond Beach a good place to live?
    • Is Ormond Beach safe?
    • What’s the weather like in Ormond Beach?

    Here’s a full breakdown of the Ormond Beach lifestyle - covering safety, weather, schools, healthcare, and things to do - so you can decide if it’s the right fit for you or your family.

    Climate & Environment

    Ormond Beach enjoys a warm, coastal climate year-round. With over 230 sunny days annually and mild winters, it’s perfect for beach lovers, retirees, and anyone who enjoys outdoor living.


    Climate Feature
    Ormond Beach, FL
    Sunny Days
    ~234 days/year
    Avg Summer Temp
    89°F
    Avg Winter Temp
    49–65°F
    Hurricane Season
    June–November (mild-moderate)
    Air QualityGenerally good

    What is the weather like in Ormond Beach Florida?

    Ormond Beach has a humid subtropical climate with hot summers, mild winters, and plenty of sunshine. It’s ideal for outdoor activities, though occasional hurricanes can occur between June and November.

    Healthcare & Medical Access

    Ormond Beach offers quality healthcare at lower-than-average prices. Major hospitals are located nearby in Daytona Beach.

    • AdventHealth Daytona Beach
    • Halifax Health Medical Center
    • Ormond Beach Urgent Care Clinics

    Medical costs are 2% lower than the national average.

    Is healthcare in Ormond Beach good?

    Yes. Residents have access to top-rated hospitals, urgent care centers, and specialists - all at costs slightly below the U.S. average.

    Education & Schools

    Ormond Beach falls under the Volusia County School District, known for several well-rated public schools:


    School Name
    Grade Levels
    GreatSchools Rating
    Tomoka Elementary School
    K–5
    8/10
    Ormond Beach Middle School
    6–8
    7/10
    Seabreeze High School9–127/10

    Nearby Colleges:

    • Daytona State College
    • Embry-Riddle Aeronautical University (15 min drive)

    Ideal for: Families looking for stable public school options + access to local colleges.

    Safety & Crime Rate

    Ormond Beach is considered a safe place to live, with crime rates lower than nearby Daytona Beach.

    • Violent crime rate is 20% lower than the national average
    • Neighborhoods like Breakaway Trails and Tomoka Estates report very low incidents
    • Ormond-by-the-Sea is especially quiet and peaceful

    Is Ormond Beach a safe place to live?

    Yes, especially when compared to surrounding areas. While no place is crime-free, Ormond Beach has a strong community feel, active police presence, and lower crime rates than many other Florida cities.

    Things to Do in Ormond Beach, Florida

    Looking for fun beyond the beach? Ormond Beach offers nature, food, art, and family-friendly experiences - without the crowds of Daytona.


    Activity Type
    Top Spots in Ormond Beach
    Beaches
    Ormond Beach, Andy Romano Beachfront Park
    Trails & Parks
    Tomoka State Park, Ormond Scenic Loop & Trail
    Dining
    Hull’s Seafood, Rose Villa, 31 Supper Club
    Culture & History
    The Casements, Ormond Art Museum
    EventsCeltic Festival, Riverfest Seafood Festival

    What are the best things to do in Ormond Beach Florida?

    Top-rated things to do in Ormond Beach include visiting the beachfront parks, kayaking at Tomoka State Park, biking the Ormond Scenic Loop, exploring The Casements, and enjoying fresh seafood at local restaurants.

    Community & Lifestyle Vibes

    Ormond Beach is a community-first town. You’ll find friendly neighbors, farmer’s markets, clean streets, and civic pride. People here value balance - work, wellness, and weekend fun.

    • 44,695 residents (2025 est.)
    • Median age: 53.3 years
    • Strong mix of retirees, young families & remote workers

    Prefer somewhere cooler? Check affordable cities in Colorado

    Or if you're considering school quality first, explore safest places to live in Georgi

    Is Ormond Beach a Good Place to Retire in 2025?

    Yes - Ormond Beach is one of Florida's top retirement spots.

    Why? Because it blends affordability with coastal beauty and peace of mind. Retirees love Ormond-by-the-Sea for its walkable beach lifestyle, while Tomoka Estates offers nature and privacy without HOA fees.

    Top retirement benefits:

    • Low property taxes
    • Excellent healthcare nearby (AdventHealth, Halifax)
    • Quiet neighborhoods with low crime
    • Homes under $300K near the water

    What’s Happening in the Ormond Beach Housing Market (2025)?

    Real estate in Ormond Beach, FL is heating up - with rising prices, limited inventory, and strong competition, especially in coastal neighborhoods like Ormond-by-the-Sea, Breakaway Trails, and Downtown Ormond Beach.

    Home Prices & Market Conditions


    Market Metric
    2025 Estimate (Current)
    Trend vs 2024
    Avg Home Price
    ~$293,343
    Up 7% YoY
    2BR Condo (Beachside)
    ~$250,000–$300,000
    Rising fast
    Entry-Level Single Family Home
    $250K–$320K
    Tight inventory
    Hot ZIP Codes32174, 32176High search volume on Zillow

    What’s the average home price in Ormond Beach Florida?

    The average home price in Ormond Beach is around $293,000, with beachside condos starting from $250K and single-family homes ranging from $275K to over $500K depending on location.

    Is It a Good Time to Buy in Ormond Beach?

    Yes - if you're planning to hold long-term or want to move in before prices rise further.

    Home values in Ormond Beach have grown 42% over the past 5 years, making it a strong market for long-term appreciation. Even with interest rates rising, demand is holding steady - especially in neighborhoods with access to beaches, schools, and parks.

    Tip: Lock in now before prices outpace mortgage affordability.

    What’s Driving the Real Estate Boom?

    • Location: Coastal town near Daytona Beach, with quiet, safe vibes
    • Inventory: Limited homes on the market, especially near the beach
    • Buyer Demand: High from retirees, remote workers & snowbirds

    Neighborhoods With Rising Home Values


    Neighborhood
    Avg Home Price
    5-Year Price Growth
    Buyer Demand
    Ormond-by-the-Sea
    $220K–$330K
    +45%
    High
    Breakaway Trails
    $450K+
    +38%
    High
    Tomoka Estates
    $320K
    +30%
    Medium
    Downtown Ormond BeachVaries+52% Very High

    Why are home prices rising in Ormond Beach?

    Housing prices in Ormond Beach are rising due to increased demand from retirees, investors, and remote workers, combined with limited inventory, beach proximity, and ongoing Florida migration trends.

    What About the Rental Market?

    Renters are also feeling the squeeze - especially near the coast.


    Rental Type
    Avg Monthly Rent
    Trend
    2BR Apartment
    ~$1,130
    Rising
    Beachside Condo (1BR)
    ~$1,300
    High demand
    Gated Community Home$2,000–$2,500Fast-moving

    Key Insight: Rental demand spikes during snowbird season (Oct–Mar), so prices rise around then. Beachside homes and condos rent quickly, often at premium rates.

    Housing Forecast: What’s Next?

    Experts predict:

    • Continued price growth - slower than 2022–2024, but steady
    • Mortgage rates may increase again, tightening buyer budgets
    • Investors still targeting Ormond Beach FL real estate as undervalued

    If you're planning to buy in the next 6–12 months, it’s better to act sooner than later - especially for beachfront or gated communities.

    Final Thoughts: Is Ormond Beach, Florida Right for You?

    Whether you're seeking affordability, safety, or coastal charm - Ormond Beach checks every box. With walkable beach towns, gated communities, and prices still under $300K, it's one of Florida’s best-kept secrets for buyers in 2025.

    But here’s how to make your move even smarter:

    Buy with reAlpha

    Don’t leave money on the table. When you use reAlpha, you unlock massive rebates that reduce your out-of-pocket costs:


    Action
    Rebate Earned
    Use a reAlpha Agent
    0.5% Commission Back
    Add a reAlpha Mortgage
    +0.5% More
    Add reAlpha Title
    +0.5% More
    Bundle All 3 Full 1.5% Commission Rebate

    Example: On a $10,000 commission, you get $7,500 back when you bundle mortgage and title through reAlpha.

    Why Buyers Love reAlpha in Ormond Beach:

    • Fast pre-approvals & expert help
    • Access to exclusive listings in Breakaway Trails, Ormond-by-the-Sea, and Downtown
    • Reduce your buying costs - even in a competitive market

    Move Smarter, Pay Less - With reAlpha

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    FAQs

    Why is Ormond Beach so cheap?

    Ormond Beach stays affordable because it avoids the tourist overload seen in Miami or Orlando. Fewer high-rises, quieter beaches, and local-focused development help keep prices grounded.

    Is Ormond Beach a safe place to live?

    Yes - especially compared to Daytona Beach. Ormond Beach's crime rate is 20% below the national average, and areas like Breakaway Trails and Tomoka Estates are known for their peace and privacy.

    What county is Ormond Beach, FL in?

    Ormond Beach is in Volusia County, northeast Florida. It’s close to Daytona Beach and about 75 minutes from Orlando - offering the best of both quiet beach town and city access.

    What’s the weather like in Ormond Beach Florida?

    Ormond Beach has a subtropical climate with hot summers, mild winters, and over 230 sunny days per year. Perfect for outdoor lovers and retirees seeking warmth without extremes.

    Is Ormond Beach good for retirees and families?

    Absolutely. With great schools, safe streets, and affordable homes, Ormond Beach offers a rare coastal lifestyle that fits both family and retirement needs.

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    Article by

    DA
    Daniel Ares

    As a great communicator with excellent negotiation skills, I focus more on establishing unbreakable ties between my clients, as opposed to just helping them achieve their real estate dreams. As a representative of both buyers and sellers, I understand how to lead a transaction process to ensure that the needs of both are met. My track record speaks for itself. Since I ventured into the industry in 2013 as a realtor, I have not only helped many buyers land perfect homes, but I have also assisted tons of owners and investors build wealth.

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    1The rebate offer is available only to customers who buy a home through real estate services by reAlpha Realty, LLC, Prevu Real Estate LLC, and Prevu Real Estate, Inc., licensed real estate brokerages, with the option to use reAlpha Mortgage where available. You may qualify for a closing cost credit up to 1.5% of the purchase price (up to 1.0% for real estate services, plus up to 0.5% when you also use reAlpha Mortgage). Example: $550,000 × 1.5% = $8,250. Credits are not guaranteed and service availability varies by state.

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    Further Reading

    How to Buy a Single Family House in Colton, CA 2026
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    Financial Planning for Homeownership: How reAlpha Helps You Turn Dreams Into Reality