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Why Moving from NJ to Florida Is a Smart Move in 2025

August 8, 2025

5 minutes

Want to move from NJ to Florida? Here's what 1 million movers already know-better weather, no state income tax, and affordable living. Many people stop at moving to Florida from NJ, but this guide delivers the real cost, pros and cons, and top Florida cities to consider.

Florida vs New Jersey: Cost of Living Snapshot


Category
New Jersey
Florida
Median Home Price
$534,773
$392,176
Average Rent
$1,577
$1,444
Income Tax
Up to 6.625%
0%
Unemployment Rate
4.4%
3.3%

Comparing moving from NJ to Florida goes beyond distance—it’s about improved lifestyle and lower financial burden.

Estimated Moving Costs: NJ → FL

$2,500–$3,000 range for a one-bedroom move around 1,100 miles (e.g. NJ to Miami). For larger household moves, expect higher rates.

Lower impact:

  • DIY moving: cheaper, but self-managed
  • Professional movers: more expensive, but convenient and insured

Pros & Cons of Moving from NJ to FL

Pros

  • Huge savings on taxes: Florida has no state income tax
  • Warmer climate year-round, ideal for outdoor living
  • Stronger job market: Florida’s economy continues to expand
  • Affordable housing: More room for your money

Cons

  • Longer relocation distance: 1,000+ miles
  • Hurricane risk: Coastal areas require preparedness
  • Costlier insurance: Especially in high-risk zones
  • Different state regulations: Vehicle and voter registration needed

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Florida vs New Jersey Cost of Living

Florida is fast fast-growing and lavish state; however, New Jersey is not far off in its flair. Here is a look at the different costs in both states.

1. Housing- The average cost of a house in New Jersey is $534,773. The cost of an average house in Florida is lower at $392,176 on average

2. Rent- The average rent of a house in Florida is $1,444, In comparison, the average rent of a house in New Jersey is $1577, which is amongst the highest in the country.

3. Unemployment rate- 4.4% is the unemployment rate in New Jersey. Florida has a lower 3.3% unemployment rate. The unemployment rates in Florida are expected to go down further due to rapid development.

4. Local sales tax- Florida doesn’t charge any income tax in the state. However, it has a 6% state tax. New Jersey has a state tax of 6.625%, which is again higher than that of Florida.

Home value- https://www.zillow.com/home-values/102001/united-states/?

Average rent- https://www.bls.gov/lau/

Unemployment rate link- https://www.bls.gov/lau/

Tax link- https://taxfoundation.org/data/all/state/2022-sales-taxes/

Moving to Florida Checklist

Before moving from NJ to FL, ensure you take a look at these few points

  • Select a moving company- Check out moving companies that fall in your budget. Get a quote from 2-3 companies before finalizing them.
  • Pack only essentials- A week before your move pack all your important materials. If there is something that is not of use to you don’t move with it.
  • Register in Florida- Before 30 days from your move, register your car in the state and get your license. Also, register yourself to vote in the state.
  • Explore your new community- Check out the area you are shifting to and contact locals. Find doctors, schools, parks, and other essentials.

Benefits of Moving from New Jersey to Florida

Florida offers numerous advantages if you are moving from New Jersey. Let's look at its advantages below:

1. No Income Tax- Florida is among 9 states in the US that have zero income tax.

2. Great Job Opportunities- The economy of the Sunshine State is a booming beacon of employment.

3. Weather- Florida has beautiful warm and sunny weather throughout the year, making it a great spot for outdoor activities.

4. Active Outdoor Lifestyle- One of the best things about Florida is its beaches, parks, golf, and hiking activities. Residents of Florida can also access endless water activities, like swimming, surfing, fishing, etc. 

Florida has 3 distinct regions with unique lifestyles. Let us look at where to move in Florida based on certain factors.

Find the Perfect Mortgage for Your Dream Home with Be My Neighbor.

Compare options, calculate payments, and get expert guidance—all in one place.

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Is Moving to Florida Worth It?

If you’re seeking a lower-cost lifestyle, zero state income tax, and year-round sunshine, moving to Florida from New Jersey can offer major benefits. It’s not just a change of address—it’s a reimagined way of living.

Ready to Move Smart?

Thinking about homebuying in FL? Our platform offers AI-powered home search, mortgage tools, and agent support to streamline your transition. ReAlpha gives you a rebate back on your home purchase-25% back if you use an agent, 50% with mortgage, and 75% full bundle rebate. Start with us and save as you settle into your new life.

FAQ

1. What is the cheapest way to move from New Jersey to Florida?

DIY movers are the best option to move between the states. For personalized service, you can hire professional movers.

2. Is it cheaper to live in NJ or Florida

Statistically, Florida offers a cheaper alternative to New Jersey. To add to it is their lower unemployment rate and good climate.

3. Is it a good idea to move to Florida?

Florida is a good place to live for the young and the old. The state has excellent weather with excellent healthcare, education, jobs, and a great outdoor experience.

Find the Perfect Mortgage for Your Dream Home with Be My Neighbor.

Compare options, calculate payments, and get expert guidance—all in one place.

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Article by

DA
Daniel Ares

As a great communicator with excellent negotiation skills, I focus more on establishing unbreakable ties between my clients, as opposed to just helping them achieve their real estate dreams. As a representative of both buyers and sellers, I understand how to lead a transaction process to ensure that the needs of both are met. My track record speaks for itself. Since I ventured into the industry in 2013 as a realtor, I have not only helped many buyers land perfect homes, but I have also assisted tons of owners and investors build wealth.