Verified Approval: Win Offers & Close With Confidence

In today’s housing market, homes aren’t won by the buyer who knows the most - they’re won by the buyer who looks easiest to close.

That’s why pre-qualification letters no longer carry weight. Sellers and listing agents have learned the hard way that estimates, self-reported numbers, and conditional approvals introduce risk. And risk is the one thing they avoid when multiple offers are on the table.

What sellers want now is certainty.

Verified Approval delivers that certainty by verifying your income, assets, and credit upfront - before you make an offer. It reduces financing surprises, shortens timelines, and signals that your deal is far less likely to fall apart after acceptance.

If you’re already searching for homes, this isn’t about learning what you might afford.

This is about proving you can execute cleanly.

If you’re already searching for homes, this is the approval that actually moves the needle.

Get Pre-Qualified and Save Up to 1.5% at Closing with reAlpha

Save up to 1.5% at closing when you combine real estate and mortgage services with reAlpha.

Check If You Qualify

Not all approval letters signal the same level of certainty. Sellers and listing agents know this - and they price risk accordingly.

Pre-qualification shows intent.

Verified Approval shows execution readiness.

• To sellers, pre-qualification means “maybe.”
• Verified Approval means “this deal closes.”

In competitive markets, sellers aren’t just comparing prices - they’re comparing risk.

Every offer carries a question:

Will this buyer actually close on time, without renegotiation or financing issues?

Verified Approval answers that question upfront.

Because your income, assets, and credit are already verified by underwriting, your offer signals certainty - not possibility. That changes how sellers and listing agents treat you.

With Verified Approval, your offer is more likely to:

• Be prioritized in multiple-offer situations
• Face fewer financing conditions during negotiation
• Move through underwriting faster after acceptance
• Avoid last-minute delays or re-trades
• Close on the timeline promised in your offer

Listing agents recognize the difference immediately. A Verified Approval reduces the chance of surprises after acceptance - and surprises are what kill deals.

That’s why many sellers will favor a Verified Approval over a higher but less certain offer. Verified Approval doesn’t make your offer louder. It makes it safer.

When you combine Verified Approval with reAlpha’s coordinated homebuying platform, savings aren’t theoretical - they’re applied directly at closing.

Here’s how it works:

• Use a reAlpha real estate company and you may be eligible to receive up to 1% of the home’s purchase price back as a closing credit
• Add reAlpha Mortgage, and that benefit can increase to up to 1.5% back at closing
• The credit is applied directly to your closing statement - no delays, no rebates, no extra steps

What that looks like in real terms:

• $400,000 home → up to $6,000 back at closing

That credit can be used to offset:

• Closing costs
• Prepaid taxes and insurance
• Inspection or repair expenses

Instead of scrambling to bring more cash to the table at the last minute, you start closing with more control - and fewer surprises.

See your estimated closing credit

Verified Approval isn’t designed for casual browsing or early-stage research. It’s for buyers who are preparing to act - and want their offers taken seriously.

This approach is a strong fit for:

• Buyers actively making or preparing to make offers
• Relocation buyers working against tight timelines
• Move-up buyers coordinating the sale and purchase of a home
• VA buyers looking to optimize their earned benefits
• Buyers competing in high-demand or low-inventory ZIP codes

If you’re already searching, touring, or lining up offers, Verified Approval helps remove friction before it gets expensive.

This isn’t about learning how to buy.

It’s about executing cleanly.

Verified Approval is designed to move quickly and remove uncertainty early in the process.

1. Apply - Complete a secure mortgage application
2. Upload documents - Provide income and asset documentation
3. Credit review - Authorize a credit check
4. Underwriter verification - Your file is reviewed upfront by underwriting
5. Receive Verified Approval letter - Use it confidently when making offers

Once documents are submitted, most Verified Approvals are completed within 24–72 hours.

Buying a Home? Get up to 1.5% Cash Back at Closing

Get pre-approval first, then start exploring homes knowing you can receive up to 1.5% of the home price back at closing.

Find your dream home

Serious buyers don’t rely on hope or guesswork. They move with control, act with speed, and protect their cash all the way to closing.

Verified Approval gives you leverage early - it shows sellers and listing agents that your deal is real, verified, and ready to move. But leverage alone isn’t enough. How the transaction is coordinated determines how much friction -and cost- shows up later.

That’s where reAlpha steps in.

Verified Approval positions you to win.

reAlpha helps you execute efficiently and keep more money at closing through a coordinated real estate and mortgage workflow.

There’s no pressure to commit.

Just clear numbers, fewer surprises, and a smarter way to move before real money is on the line.

• Check your Approval + rebate eligibility