100% VA Disability Benefits 2025: Monthly Pay, Tax Breaks & Zero-Fee Homes | reAlpha Mortgage

If you’ve been awarded a 100% VA disability rating, you’ve earned more than a monthly check. You’re entitled to a full suite of financial, housing, educational, and healthcare benefits—many of which go underutilized. This guide will walk you through:

• Your exact monthly compensation in 2025
• Hidden benefits like commission-free real estate and full property tax exemptions
• Long-term financial advantages designed to support disabled veterans

• Monthly Compensation (2025): A single veteran with 100% VA disability receives $3,737.85/month
• Tax Relief: Most states provide full property tax exemptions for 100% disabled veterans
• Education & Healthcare: Dependents may qualify for tuition assistance; veterans receive free lifetime healthcare
• Homeownership Perks: Veterans may qualify for commission-free home purchases via reAlpha
• Permanent & Total (P&T): Locks in lifetime benefits with no re-evaluation

1. Get VA loan pre-approval → Guide here
2. Find a commission-free agent → Use reAlpha
3. Apply for property tax exemption → Contact local tax office

Source: VA.gov Compensation Rates

• No premiums, deductibles, or copays
• Includes prescriptions, mental health, and sometimes dental care

• Most states fully waive property taxes for 100% disabled veterans
• Examples:
• Texas: Full exemption
• Florida: Exemption with P&T status
• Michigan: Includes surviving spouses

Pro Tip: Contact your local tax assessor’s office and request the veteran exemption form. It’s often a one-page document with proof of your VA rating.

• Covers tuition for spouses and children
• Applies to college, certifications, and trade programs

• SAH and SHA grants can fund home modifications
• Up to $117,000 available based on need

• States with Full Exemptions: Texas, Florida (P&T), Michigan
• Some states offer partial exemptions or allow counties to decide.

• Traditional real estate commissions can cost up to 3% of the home price
• reAlpha allows qualified veterans to buy with zero commission.

• Use your VA loan (zero down, no PMI)
• Pay no property taxes (state-dependent)
• Save $9,000+ in commissions using reAlpha

• Own your home—no PMI, no taxes
• Send your children to college—tuition-free
• Get healthcare for life—no out-of-pocket costs
• Save $15K+ by avoiding commissions and funding fees

• Get expert VA loan guidance from reAlpha Mortgage — your trusted partner for VA-backed financing (NMLS #1743790)
• Purchase your home commission-free with reAlpha

Find the Perfect Mortgage for Your Dream Home with reAlpha Mortgage.

Compare options, calculate payments, and get expert guidance - all in one place.

Check if you qualify

$3,737.85/month for a single veteran. More with dependents.

Yes, if you're not rated TDIU. Many with a schedular 100% rating work full time.

Absolutely. And when you finance through reAlpha Mortgage, you may be exempt from the funding fee and get up to 75% of your buyer agent’s commission rebated at closing.

Check for partial or county-level reductions. Start with your local tax office.

If marked "Permanent & Total", yes. Otherwise, the VA may reassess.

Buying your dream home as a 100% disabled veteran shouldn’t mean draining your savings. With reAlpha Mortgage, you can unlock up to 75% of your buyer agent’s commission back — putting thousands back in your pocket.

Here’s how it stacks up:

• 25% rebate for working with a reAlpha partner agent
• 50% rebate when you finance with reAlpha Mortgage
• Full 75% rebate when you also use reAlpha Title

That’s real cash you can use toward closing costs, inspections, or move-in upgrades. Explore your VA loan savings and get pre-approved today with reAlpha Mortgage.

Find the Perfect Mortgage for Your Dream Home with reAlpha Mortgage.

Compare options, calculate payments, and get expert guidance - all in one place.

Check if you qualify