50% VA Disability Pay (2026): Rates + Add-Ons

Achieving a 50% disability rating from the Department of Veterans Affairs (VA) marks a pivotal point where veterans gain access to enhanced financial and medical support. This includes increased monthly compensation, potential tax benefits, improved access to VA healthcare, and favorable terms for VA-backed home loans.

• A 50% VA disability rating provides significant benefits, such as increased tax-free income, enhanced VA loan opportunities, and additional healthcare services.
• Veterans with a 50% disability rating may be eligible for a waiver of the VA home loan funding fee, potentially reducing the overall cost of homeownership.
• State-specific benefits, including property tax exemptions, may become available at the 50% disability rating level, depending on the state's regulations.
• Utilizing these benefits effectively can contribute to achieving homeownership and enhancing financial stability.

If you're navigating the homebuying process with a 50% VA disability rating, your tax-free income and fee exemptions can be powerful tools in achieving veteran homeownership. Use them to:

• Increase your loan eligibility
• Cut upfront costs
• Improve monthly affordability

Learn more at: VA Mortgage

Get Pre-Qualified and Save Up to 1.5% at Closing with reAlpha

Save up to 1.5% at closing when you combine real estate and mortgage services with reAlpha.

Check If You Qualify

• Tax-Free Monthly Compensation: As of 2025, a veteran with a 50% disability rating and no dependents receives $1,141.82 per month. This amount increases with the addition of eligible dependents.
• Additional Compensation for Dependents: Veterans with dependents may receive higher monthly payments.
• VA Home Loan Funding Fee Exemption: Eligible veterans may qualify for a waiver of the VA home loan funding fee, resulting in potential savings.
• Priority Access to VA Healthcare: A 50% disability rating may grant higher priority for VA healthcare services. Vocational Rehabilitation and Employment Services: Access to programs designed to assist veterans in preparing for, finding, and maintaining suitable employment.
• Prescription Medication Benefits: Eligibility for free or reduced-cost prescription medications through the VA.
• Travel Reimbursement: Potential reimbursement for travel expenses incurred when attending VA medical appointments.
• State-Specific Benefits: Depending on the state, benefits may include property tax exemptions, free or discounted licenses, and reduced vehicle registration fees.

Veterans with a 50% disability rating may access favorable terms through VA home loans, such as:

• No Down Payment Requirement: Qualified veterans can purchase a home without a down payment.
• No Private Mortgage Insurance (PMI): VA loans do not require PMI, potentially lowering monthly payments.
• Funding Fee Waiver: Eligible veterans may be exempt from the VA funding fee, which is typically a percentage of the loan amount.
• Favorable Debt-to-Income (DTI) Considerations: Disability compensation is tax-free and may be considered favorably in DTI calculations.

Learn more about 2025 VA disability pay rates at the official U.S. Department of Veterans Affairs website

Many states offer additional benefits to veterans with a 50% disability rating. For example:

• Texas: Property tax exemptions up to a specified amount.
• Florida: Discounted property taxes and free access to state parks.
• Illinois: Free hunting and fishing licenses, along with reduced vehicle registration fees.
• Virginia: Educational benefits for dependents.

Veterans are encouraged to consult their state's Department of Veterans Affairs and explore how reAlpha Mortgage can help you apply those benefits smartly toward homeownership.

Check out more VA Home Loan Benefits at reAlpha Mortgage

Want specifics? Explore veterans tax exemptions

To fully leverage the benefits associated with a 50% disability rating:

• Apply for Dependent Benefits: Ensure all eligible dependents are accounted for to receive additional compensation.
• Explore Secondary Conditions: Assess and document any secondary conditions that may be connected to your service-related disability.
• Seek Professional Guidance: Consult with accredited representatives or organizations specializing in veteran benefits to navigate the application processes effectively.

Veterans Can Save Up to 1.5% at Closing with reAlpha

Save up to 1.5% on your purchase price by using reAlpha Realty and Mortgage together

Unlock Savings

Buying a home is a big decision - and having the right information puts you ahead. But the real advantage comes from pairing smart research with a smarter way to buy.

When you use a reAlpha real estate company, you can be eligible to receive up to 1% of the home purchase price back as a credit at closing. Add reAlpha Mortgage, and that rebate can increase to up to 1.5% back, helping offset closing costs and keep more money in your pocket when it matters most.

The rebate is simple, transparent, and applied directly at closing - no complicated hoops, no delayed payouts. Just real savings tied to using a fully integrated homebuying experience.

See how much you could save:

• Check your eligibility

• Explore homes that fit your budget today.

• Your next move could come with thousands back at closing.

Estimate your savings → Rebate Calculator

Want to see what you qualify for? Get started now at reAlpha Mortgage.