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60% VA Disability Benefits 2025 | Monthly Pay + VA Loan Access | reAlpha Mortgage

July 31, 2025

7 minutes

60% VA Disability Benefits 2025 | Monthly Pay + VA Loan Access | reAlpha Mortgage

Are you wondering, "How much is 60% VA disability?" It’s more than just a number—it's a life-changer. In 2025, a 60% VA disability rating unlocks $1,361.88/month tax-free (or more with dependents), plus VA loans with $0 down, powerful healthcare access, and investment-ready housing support. Let's break down every benefit you've earned.

2025 VA Disability Compensation Table


Family Situation
Monthly Compensation (2025)
Notes
Single Veteran
$1,361.88
Tax-free, adjusted annually
With Spouse
$1,471.88
Add $110 for spouse
With Spouse + 1 Child$1,568.88Additional per-child pay available

Key Benefits of a 60% VA Disability Rating

  • Monthly Compensation (2025): $1,361.88 for a single veteran with no dependents
  • With spouse only: $1,471.88
  • With spouse + 1 child: $1,568.88
  • Additional compensation for dependent children or parents

Note: All compensation amounts are tax-free and reflect official VA Disability Compensation Rates for 2025.

Understanding State Tax Breaks & Adaptation Grants

Is there a property tax exemption for 60% VA disability?Many states offer partial to full exemptions based on your VA rating.

Can I adapt my home with VA help?Yes—apply for SAH or TRA grants to modify homes for mobility needs.

See state-specific veteran tax benefits

More Than Just a Number

A 60% VA rating often reflects serious ongoing conditions such as PTSD, chronic pain, or limited mobility. Beyond the number, this rating is about restoring stability, regaining independence, and unlocking benefits that improve long-term quality of life.

Health Care Benefits at 60%

Veterans rated at 60% qualify for:

  • VA Priority Group 2 health care: Free VA health care for service-connected conditions
  • Prescription coverage and mental health services
  • Travel reimbursement for medical appointments
  • In some cases, dental care and prosthetics.

Coverage varies by location, so coordinate with your local VA facility.

Education & Career Opportunities

  • Veteran Readiness & Employment (VR&E): Supports retraining or transitioning into new careers
  • Education benefits for family members: In select states, spouses or children may qualify for tuition support

Commissary, Travel, and Exchange Privileges

  • Space-Available (Space-A) military travel: Some 60%+ veterans qualify
  • Commissary and Exchange access for eligible veterans

Can You Buy a Home with a 60% VA Disability Rating?

Short answer: Yes.

VA loan benefits are not limited to those with 100% disability ratings. At 60%, you qualify for:

  • $0 down payment
  • No Private Mortgage Insurance (PMI)
  • Reduced or waived VA funding fee, based on your disability status
  • Competitive interest rates

Housing Adaptation & Tax Assistance

  • Specially Adapted Housing (SAH) grants: May be available for qualified mobility challenges
  • Temporary Residence Adaptation (TRA)
  • State-based property tax exemptions: Vary by location and rating

Investing as a Veteran with 60% Disability

Owning a home is one step. Growing wealth through real estate investing is the next.

reAlpha is a veteran-friendly home-buying platform offering:

  • Up to 75% buyer agent commission rebate available through reAlpha Mortgage
  • Veteran-focused co-home-buying programs
  • National property access and educational support

Start building long-term financial assets with reAlpha Mortgage—where your VA benefits stretch further.

Civilian vs. Veteran Benefit Comparison


FeatureRegular Civilian60% Disabled Veteran
VA Loan AccessNo access$0 Down Available
Real Estate InvestingFees & risksCommission-Free via reAlpha
Monthly PayNone$1,361.88+ (Tax-Free)
Health CoveragePrivate insurance VA + Possible Medicare

Find the Perfect Mortgage for Your Dream Home with reAlpha Mortgage.

Compare options, calculate payments, and get expert guidance - all in one place.

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FAQs (Voice Search Optimized)

What does 60% VA disability entitle you to?

Monthly tax-free pay, healthcare, VA loan access, and education benefits.

Can you get a VA loan with 60% disability?

Yes—You qualify for $0 down, waived fees, competitive rates—and up to 75% commission rebate through reAlpha Mortgage

How much is 60% VA disability in 2025?

$1,361.88/month for a single vet. Add more for dependents.

Can 60% VA disability be increased?

Yes—submit VA Form 21-526EZ with medical updates.

Can you work with a 60% VA rating?

Yes, unless you're on TDIU (Total Disability Individual Unemployability).

Turn Your VA Benefits into Financial Freedom

Buying your dream home doesn’t have to drain your savings. With reAlpha Mortgage, veterans can unlock up to 75% of their buyer agent’s commission—real cash back that can cover inspections, closing costs, or even your first month’s expenses.

Here’s how it works:

  • 25% rebate when you use a reAlpha-connected agent
  • 50% when you bundle your mortgage with reAlpha Mortgage
  • Full 75% when you add Title services

You earned these benefits—now let them work harder for you.

👉 Start your smarter, more affordable homebuying journey at reAlpha Mortgage

Find the Perfect Mortgage for Your Dream Home with reAlpha Mortgage.

Compare options, calculate payments, and get expert guidance - all in one place.

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