February 2, 2026
7 minutes
Are you wondering, "How much is 60% VA disability?" It’s more than just a number-it's a life-changer. In 2025, a 60% VA disability rating unlocks $1,361.88/month tax-free (or more with dependents), plus VA loans with $0 down, powerful healthcare access, and investment-ready housing support. Let's break down every benefit you've earned.
2025 VA Disability Compensation Table
Family Situation | Monthly Compensation (2025) | Notes |
|---|---|---|
Single Veteran | $1,361.88 | Tax-free, adjusted annually |
With Spouse | $1,471.88 | Add $110 for spouse |
| With Spouse + 1 Child | $1,568.88 | Additional per-child pay available |
Key Benefits of a 60% VA Disability Rating
- Monthly Compensation (2025): $1,361.88 for a single veteran with no dependents
- With spouse only: $1,471.88
- With spouse + 1 child: $1,568.88
- Additional compensation for dependent children or parents
Note: All compensation amounts are tax-free and reflect official VA Disability Compensation Rates for 2025.
Understanding State Tax Breaks & Adaptation Grants
Is there a property tax exemption for 60% VA disability? Many states offer partial to full exemptions based on your VA rating.
Can I adapt my home with VA help? Yes-apply for SAH or TRA grants to modify homes for mobility needs.
See state-specific veteran tax benefits
Get Pre-Qualified and Save Up to 1.5% at Closing with reAlpha
Save up to 1.5% at closing when you combine real estate and mortgage services with reAlpha.
More Than Just a Number
A 60% VA rating often reflects serious ongoing conditions such as PTSD, chronic pain, or limited mobility. Beyond the number, this rating is about restoring stability, regaining independence, and unlocking benefits that improve long-term quality of life.
Health Care Benefits at 60%
Veterans rated at 60% qualify for:
- VA Priority Group 2 health care: Free VA health care for service-connected conditions
- Prescription coverage and mental health services
- Travel reimbursement for medical appointments
- In some cases, dental care and prosthetics.
Coverage varies by location, so coordinate with your local VA facility.
Education & Career Opportunities
- Veteran Readiness & Employment (VR&E): Supports retraining or transitioning into new careers
- Education benefits for family members: In select states, spouses or children may qualify for tuition support
Commissary, Travel, and Exchange Privileges
- Space-Available (Space-A) military travel: Some 60%+ veterans qualify
- Commissary and Exchange access for eligible veterans
Can You Buy a Home with a 60% VA Disability Rating?
Short answer: Yes.
VA loan benefits are not limited to those with 100% disability ratings. At 60%, you qualify for:
- $0 down payment
- No Private Mortgage Insurance (PMI)
- Reduced or waived VA funding fee, based on your disability status
- Competitive interest rates
Housing Adaptation & Tax Assistance
- Specially Adapted Housing (SAH) grants: May be available for qualified mobility challenges
- Temporary Residence Adaptation (TRA)
- State-based property tax exemptions: Vary by location and rating
Veterans Can Save Up to 1.5% at Closing with reAlpha
Save up to 1.5% on your purchase price by using reAlpha Realty and Mortgage together
Investing as a Veteran with 60% Disability
Owning a home is one step. Growing wealth through real estate investing is the next.
reAlpha is a veteran-friendly home-buying platform offering:
- Veteran-focused co-home-buying programs
- National property access and educational support
Start building long-term financial assets with reAlpha Mortgage-where your VA benefits stretch further.
Civilian vs. Veteran Benefit Comparison
| Feature | Regular Civilian | 60% Disabled Veteran |
|---|---|---|
| VA Loan Access | No access | $0 Down Available |
| Real Estate Investing | Fees & risks | Commission-Free via reAlpha |
| Monthly Pay | None | $1,361.88+ (Tax-Free) |
| Health Coverage | Private insurance | VA + Possible Medicare |
FAQs
What does 60% VA disability entitle you to?
Monthly tax-free pay, healthcare, VA loan access, and education benefits.
How much is 60% VA disability in 2025?
$1,361.88/month for a single vet. Add more for dependents.
Can 60% VA disability be increased?
Yes-submit VA Form 21-526EZ with medical updates.
Can you work with a 60% VA rating?
Yes, unless you're on TDIU (Total Disability Individual Unemployability).
Turn Your VA Benefits into Financial Freedom
Buying a home is a big decision - and having the right information puts you ahead. But the real advantage comes from pairing smart research with a smarter way to buy.
When you use a reAlpha real estate company, you can be eligible to receive up to 1% of the home purchase price back as a credit at closing. Add reAlpha Mortgage, and that rebate can increase to up to 1.5% back, helping offset closing costs and keep more money in your pocket when it matters most.
The rebate is simple, transparent, and applied directly at closing - no complicated hoops, no delayed payouts. Just real savings tied to using a fully integrated homebuying experience.
See how much you could save:
Check your eligibility
Explore homes that fit your budget today.
Your next move could come with thousands back at closing.
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Article by
Rocky Billore is a mortgage industry leader and Chief Sales Officer with over two decades of experience across residential and commercial lending. Since entering the industry in 2004, he has been directly involved in funding more than $1.4 billion in loans. A recognized expert in VA and government lending, Rocky combines deep program knowledge with a data driven, relationship-first leadership style. His work focuses on building scalable sales organizations, developing high performing teams, and aligning technology with real world lending outcomes to improve the homeownership experience.